New York is the most fragmented utility map of the 11 states we serve. Con Edison, NYSEG/RG&E, National Grid Upstate, PSEG-Long Island, Central Hudson, and Orange & Rockland each set their own rate, their own territory caps, and their own bonus stack on top of the statewide NYS Clean Heat program. Con Ed customers see the highest residential rate in the country; an upstate customer thirty miles away pays roughly half. The same heat pump install pencils out very differently depending on which line your house hangs from. Here is what each utility offers in 2026.

Con Ed's Clean Heat ASHP rebate, up to $10,000, comes off the contractor's final invoice directly; the homeowner never files paperwork or waits for a check. It stacks with the statewide NYS Clean Heat schedule (up to $12,000 combined ASHP, up to $24,000 for income-eligible households via EmPower+/HEAR funding). Combined with Con Ed's premium retail rate (the highest in the country), the heat pump payback in NYC, Westchester, and the Bronx is shorter than anywhere else in our service area. Eligibility is limited to 1-4 unit residential as of January 1, 2026.
A read across the state. Each cell shows the program count by category. The ★ marks utilities with a flagship or unique program in that category, the ones worth a closer look.
| Utility | Heat pumps | Solar | Storage | Insulation | Windows |
|---|---|---|---|---|---|
| Con Edison | 5★ | 3★ | 3★ | 1 | |
| NYSEG / RG&E | 3 | 3 | 2 | 1 | |
| National Grid Upstate New York | 1 | 2 | 2★ | 1 | |
| PSEG-Long Island | 3★ | 1 | 2 | 1 | |
| Central Hudson | 2★ | 3 | 2 | 1 | |
| Orange & Rockland | 1 | 2 | 2 | 1 |
Con Edison serves roughly 3.5 million electric customers across New York City and most of Westchester County. Con Ed's residential retail rate runs around $0.34/kWh, the highest of any major US utility, which means every kWh of solar net metering, every avoided kWh from a heat pump, and every dispatched battery kWh is worth more here than in any other Northeast territory.
NYSEG and RG&E are the two Avangrid utilities serving roughly 1.3 million combined electric customers across central, western, and southern tier New York. Both utilities sunset their standalone residential heat pump rebate program on June 30, 2025; all current heat pump incentives now flow through NYS Clean Heat via Participating Contractors.
National Grid Upstate serves roughly 1.7 million electric customers across most of upstate New York, including Albany, Syracuse, Buffalo, and the North Country. National Grid is the only NY utility with a per-event residential battery dispatch program, ConnectedSolutions NY, paying $50/kW for actual performance.
PSEG-Long Island is a LIPA-contracted operator serving roughly 1.1 million electric customers across Nassau, Suffolk, and the Rockaways. Long Island is regulatorily separate from the rest of New York: PSEG-LI does not participate in NYS Clean Heat, and its solar incentives are Long Island-specific. The 2026 rebate stack runs higher than most upstate utilities.
Central Hudson serves roughly 320,000 electric customers across the mid-Hudson Valley, including Dutchess, Ulster, Orange, Sullivan, Putnam, Greene, Columbia, and Albany counties. Central Hudson uniquely applies an 85% project rebate ceiling to all customers regardless of disadvantaged-community status, the most generous cap among upstate utilities.
Orange & Rockland (O&R) serves roughly 300,000 electric customers across Orange, Rockland, and Sullivan counties. O&R is a Con Edison subsidiary but operates a distinct rate territory with its own NY-Sun and NYS Clean Heat schedules. Programs follow the standard statewide framework with O&R-administered intake.

Six utilities serve New York homes; your zip code matters more here than in any other state we cover.
Your Home Efficiency Score figures out which of the six NY utilities serves your house, which Clean Heat tier you qualify for, and what your full stack looks like, statewide programs plus utility extras, for your zip code, your roof, your bill.
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