Heat pumps in Florida (Duke).
Duke Energy Florida pays up to $1,000 for a strip-heat-to-heat-pump install (Higher Efficiency tier). Heat pumps in FL run AC ~10 months a year. The economics are about lower-cost cooling, not heating.
Electric bills have climbed every year.
Florida residential electric climbed from $0.12/kWh in 2010 to $0.165/kWh by 2025 on Duke FL territory. With AC running 10 months a year, a high-efficiency heat pump replaces an aging AC and cuts cooling load by 30%+ on day one.
What a cold-climate heat pump install actually pays back.
A 3-ton ducted heat pump (R-32, cold-climate certified) replaces your existing heating with a single all-season electric system. The rebate stack below shows what Florida pays back on day one. The red line shows what staying on your current fuel costs you over 15 years.
See the pieces of the stackThe numbers that make a Florida heat pump pencil.
Four reasons your heat pump pays you back on day one.
Every rebate line, spelled out.
Current 2026 rebate amounts for Duke Energy Florida Heat Pump Rebates. Verify against the program operator at signing.
- Heat pump replacement (existing heat pump)$500
- Strip heat → high-efficiency heat pump$600
- Strip heat → higher-efficiency heat pump$1,000
- Heat pump water heaterup to $800
- Free Home Energy Check (required within 24 months prior to install)prerequisite
From first call to rebate payment.
A typical Florida heat pump install runs 3–4 weeks from Manual J load calculation to install commissioning.
The honest FAQ.
Actual questions that come up in the first installer conversation.
Why is FL's rebate so small compared to NY?
Florida doesn't have a statewide energy efficiency program funded by ratepayers.
Do I really need the Home Energy Check?
Yes. Duke FL requires a free Home Energy Check completed within 24 months prior to your install date. It's a no-cost visit where Duke inspects insulation, ducts, and HVAC, and identifies which Home Energy Improvement rebates apply to your home. Without the HEC on file, no Duke FL rebate is paid out.
What if I'm on FPL?
FPL offers a $200 instant rebate on a qualifying central AC or heat pump system (SEER2 ≥ 15.2, complete system, FPL Participating Independent Contractor required). There's no heat-pump-specific program like Duke FL's strip-heat conversion tier, so FPL customers should still go forward with the install. The rebate is smaller, but the long-run AC savings hold either way.
Other states and programs.
Looking for the same kind of program in another state, or a different program in yours? Tap any pill to jump.
Ready to see how Duke Energy Florida Heat Pump Rebates applies to your home?
Your Home Efficiency Score shows your exact rebate stack, across this program and every other one you qualify for in 2026.
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